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Our affiliates invoice us on a web form from their affiliate account balance.
Why is it hard? A database query to get the balance and a simple form ...
The reasons for invoicing have nothing to do with the payment method -- the invoicing has everything to do with accounting for the independent contractor's compensation for employment tax purposes and business cost accounting.
"real names" are the bank accounts or payment card account identities. AML, FATCA and "know your customer" policies are only legally enforced on financial institutions by international treaty now. US payors are required to have W-8BEN or W9 forms proving payees' identities.
Get a local accountant to handle your particulars required by your locale.
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