As we all know the current economic downturn of our industry is not driven by low demand but by rules changing every other day, suppliers going chapter 11 and so on.
Such downturn has always been a great opportunity for those who are financially healthy enough to exploit these opportunities. I.e. acquiring competing companies for very cheap money.
At the end this process will lead to an industry with much less, but bigger players. My guess is in one or maybe two years from now there won't be such thing as a newbie adult webmaster running a paysite.
Just my
So for myself: I hate all the VISA hassle but at the end of the day I see this this shit as a BIG opportunity. That's why I am just incorporating offshore ... not for creditcard processing but for acquiring other websites ... stay tuned
