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True, it's up to the person. Many ATM's are 10k max tho.
If you are withdrawing 10k per time for a 100k baht trip, that would come out to approx 600 baht per 1 withdaw (with 200 baht thai bank fee, 1% visa fee, own bank fee 200-300 fee, etc) which comes out to 6000 baht in fee after 10 times at ATM.
And you know how easy it can be to spend $2,777 (100k baht) in 1 week vacation on food , that's not including the entertainment, hotel, flights, tours, etc etc.
I just advise exchange cash so strongly because i HATE to see how much BIG BANKS, VISA international, small banks, etc all just make SO MUCH money from our laziness.
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 “If you think tough men are dangerous, wait until you see what weak men are capable of.”
—Jordan B. Peterson
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