Originally Posted by jscott

you forgot a few things ....

1. ppls own banks also charge (mine charge approx the same for every transaction that isnt using my own bank atm terminal)
2. tiny xchange fee (sure not so bad, but all banks def worse than superrich xchange rate)
3. if you have bank visa debit card, visa charges 1% overseas fee

if dont mind the fees, then by all means

or do it my way, bring cash and exchange at superrich.... only fee you're paying is that tiny tiny xchange rate difference

ive always spent tons in Thai so those small fee's add up

and worrying about getting robbed with ALL your money on you, only way is if you are flashing it around like an idiot. i'd exchange it, put in safe, and take out whats needed when needed

btw, plsrking, i do agree with most your other advices, good stuff man