Quote:
Originally Posted by plsureking
the ATM advice is bs in my opinion. Siam Commercial ATMs give you the current exchange rate. they do charge a fee of 200 baht ($5), so just take out the max when you want to use them. that's usually 15-20k baht depending on your bank. carrying $500 at a time is much better than carrying your whole travel budget in your underwear. guys get ripped off all the time (taxis, bar girls, hotel maids) and then have to call home to get someone to wire them money. i always have 15-20k in my money clip and i use ATMs a couple times a week. its a good way to get the current exchange rate.
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you forgot a few things ....
1. ppls own banks also charge (mine charge approx the same for every transaction that isnt using my own bank atm terminal)
2. tiny xchange fee (sure not so bad, but all banks def worse than superrich xchange rate)
3. if you have bank visa debit card, visa charges 1% overseas fee
if dont mind the fees, then by all means
or do it my way, bring cash and exchange at superrich.... only fee you're paying is that tiny tiny xchange rate difference
ive always spent tons in Thai so those small fee's add up
and worrying about getting robbed with ALL your money on you, only way is if you are flashing it around like an idiot. i'd exchange it, put in safe, and take out whats needed when needed
btw, plsrking, i do agree with most your other advices, good stuff man