1. I've done 1 charge back in my life.
Few months ago some fucker bought a membership to an email service provider with my credit card.
This was my one and only card and I needed it very often but I went to my bank asap ( I must had looked very scared LOL ), charged back that amount and at the same time applied for a replacement card.
IMO it should always be like that...
If someone finds a $39.99 bill on his credit card statement and he claims to have no idea what's that bill for, it's obvious that someone else got his cc details !
That means that he could use his cc again, for even a bigger purchase. If he doesn't apply for a new card, he's either an idiot or definitely a scammer, who's trying to charge back a valid purchase... Why Visa doesn't understand that ?
2. Someone said that some surfers don't understand how rebills work...
the best idea to reduce charge backs without eliminating rebills would be eliminating trials and every paysite had to say:
"I am purchasing a 1 month membership to "..." for $29.99.
I understand that I will be rebilled each month until I cancel my membership"...
