Originally Posted by AdultKing

Yep and you should do it, however just be realistic about what the outcomes will be.

Visa & MasterCard are divided up into regions and each region deals with acquirers, banks, aggregators in a multi tiered organisational structure.

Some of those tiers are corrupt, especially in places like Russia. How do you think organisations like Webmoney, who process peer to peer payments for all sorts of cybercrime and real world crime activities maintain a relationship with MasterCard ?

When you start getting into markets like China & Eastern Europe the picture of what goes on becomes very blurry and unless MasterCard & Visa bring out the big stick and start pounding the corruption in their network then nothing will change.

To get things to change requires a sustained group effort and a lot of lobbying. You won't effect change by yourself, no matter how persistent you are. The adversary is just way too big and way out of your league.