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Old 07-15-2003, 01:17 PM  
Eroticacash
Registered User
 
Join Date: Jun 2003
Location: NJ
Posts: 49
Its not really VIsa and Mastercard that are the issues. its the Bank that Issues the Visa / MC Creditcard thats the issue here.

I run a varity of billing solutions one of which is my own merchant account and i can tell ya that its fucking amazing the kind of shit that goes on.

For instance i had a call from the bank that a Cardholder Claims that they did not make this charge and that they dont even own a computer. While talking to the bank i gave the woman all the infomation i had on the sale including there email address. the Bank Put me together with the User on the Phone and i began to
ask the cardholder questions. and after about 5 minutes of talking to them and the bank i Popped the real point of me wanting to ge tthe cardhold on the phone with me and the bank to prove its Cardhold Fruad.

I asked the peson for there email address. they gave it to me and I jump on him and the Bank representive I tought he did not own a computer. How does he have an email address then???, Bank agreed that this person was scamming but still told me to issue the credits. i had no issue with that but it proves one thing. If the bank Did not call me WHich most do not. they would have been 6 months of billing Charged Back to me.

So the fact is itds a matter of User Fruad and Fruad by Webmasters who try to cheat webmaster programs that ae the big issue here. Its not about content or the cancel link, ALL billing companies provide email to te user with cancel links and disclamers all over saying it will rebill.

its just a bunch of Shit


EC Steve
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