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1st of all FREE TRIALS are here to stay!
As long as the card associations dont kill them all together AND there are other options to 3rd party processors there will be free trials and upsells. I think if we just hold tight we will see that a few programs (dont wanna name them, look around) are already using their own merchant accounts and several other programs will be acquiring them.
This may end up hurting the 3rd party industry in the long run. Do your research! DO NOT assume that because a program lowers payouts that this means they are making less profit! It might be quite the contrary. Also you might wanna look up the definition of price fixing as i dont have the time or energy to explain it now.
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