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NewOldPlayer....every member I have chooses their own username and password.
And it's a simple matter for me to check the password file.
You are speaking about things that you just aren't familiar with. Trust me on that. There may be a lot of ways to steal...but you're just off-base on this one.
You join my site, you choose your username and password. You payment is processed on the bank (merchant account) secure gateway that is encrypted.
Once the payment is processed the gateway posts back to my password file and adds that username and password to the password file.
It's a simple and secure method. And it's not handled by me or any other pornographer. It's handled by a heavily regulated bank that has the ability to process through Visa and/or MasterCard.
And the rules and regs for that are so fucking onerous that you feel like you're being anally probed constantly...and that's just on my end as a paysite that they investigate you and run bots to check for banned "words" in your descriptions of scenes.
I can only imagine the incredible amount of background checks, regulation, and rules in force in order for a bank to acquire the ability to process credit cards.
I have my own merchant account. But all that means is that a BANK has given me an account to process credit cards throug h them. In the end it's the bank doing the actual processing. Not me.
And it's the same for third party billers. CC Bill doesn't process anything. They have a huge merchant account with special permissions that allows them to basically be a gateway for multiple accounts to process through their bank.
Hope that makes some sense to you. It's kind of a simplistic explanation, but it's already too long for GFY. lol
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