Quote:
Originally Posted by Markul
I am not sure that is true, the EMV-cards can be cloned.
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it is not something you can "copy"...there is nothing to "hack" either...to over-simplify it you have a large chunk of encrypted data that you can not even browse but you can ask "questions" and it will or will not give you an answer...no connection to PIN...
you might be able to replicate the data on the chip, this is completely possible, but you do not know what questions you are now allowed to ask...you need to know precisely what the last "question" was and precisely what "question" you are now allowed to ask...this is where it becomes impossible...its like having millions of keys in your hands copied but only one door and only one try with one key otherwise the door locks for ever...
nobody knows the precise process for amex visa or master...this is just over simplified there are a lot of other factors involved ...but to successfully clone a chip you would really need to be visa or master
