Quote:
Originally Posted by Paully
Uninsured motorist only pays for medical bills so if you already have medical insurance just ditch it.
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Horrible advice, bro! That's not remotely close to being true.
Where I live us honest hard working people are forced to get uninsured along with comp and collision. That's if you have the title of your vehicle, if you still owe on it, it's a lot more. I messed up and bought my daughter a new car on her 17th birthday. The full coverage on the vehicle with reasonable deductibles was $3,800 a year. The insurance payment was the same as the car payment.
My oldest is now 21 and has never even received so much as a parking ticket since she's been driving. Her premium dropped a little when she turned 21, but not by much. Especially all the times it has increased over the years.