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Originally Posted by Barry-xlovecam
- Up to 30% drive uninsured in many places in the USA. They buy coverage by the month, get a license plate and registration for the year, then stop making payments, rinse and repeat the next year. They steal license plate renewal stickers and put them on their vehicle's license plate or put mud over expired license plate stickers, and hope they don't get stopped or have an accident. They have suspended driver's licenses (for DUI (driving under the influence -- alcohol)) related offenses) so if they get stopped they are ticketed or arrested and jailed.
- Medical insurers can exclude auto accident related medical expense (this is legal in this state now) my autos' catastrophic medical doubled last year. I just went through this -- the law changed -- Obamacare or the state insurance commission? I don't really know. The difference was about $400. What is did was negotiate a discount for an annual insurance policy one time payment for the year. Allstate gave me a discount so I paid it all at once. Would have paid it all anyway ...
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If you back the theft part of my insurance out and just look at my accident coverage I'm paying just $280.00 a year for coverage but $859.00 for uninsured coverage. A difference that just doesn't make sense.
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