Quote:
Originally Posted by Atticus
Yes, as long as the agent has the necessary designation they can set you up on the exchanges, and receive a commission for doing so.
The government site was meant for ease of use. Most people who just want insurance can go to the website, pick a policy, pay the premium and are good to go. Think of it like travel. Most people just hit up Expedia, Orbitz etc to book a flight. However for those that have special circumstances or questions, they can go to a travel agency.
I'm not saying the ACA is perfect. Far from it. However it is a good start and the majority of people I know who have shopped the exchanges came out with a better, and cheaper policy. I have found the biggest complainers were the biggest opponents in the first place (Republicans) and never have given the law a chance. This is another example of people complaining, and rallying against, something that can help them.
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No "regular" insurance company will cover me. I tried for years to get reinsured after Blue Cross Blue Shield/Humana dropped me and wouldn't cover my claims. (keep in mind I paid insurance for 3 decades without a major claim) The fact ACA ignored pre-existing conditions is what got me to sign up.
This isn't a matter of shopping price it's a matter of having insurance that will actually pay a claim if the situation arises.
I'll check this week for an agent with the "necessary designation".
And just because I can pay my own way doesn't make me a Republican. And isn't the goal to insure everyone? There I am on the phone (numerous times, once for 4 hours) wanting to buy the best policy available and I have nothing.
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