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If i'm using my personal car for commercial purposes and run over someone on a bike or injure a passenger there is no way Geico or State Farm is going to cover the accident. How are these people getting around the insurance issue?
Are they paying for commercial insurance or just driving illegally? Anything is cheaper, easier, if you don't sweat the details your legal competition has to endure. Sort of like ripping content vs paying to have it shot.
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