Hey Ibill, I've got an idea.
How about instead of gathering your lawyers together to sue the first processor to actually make a change for the better and the only processor with the balls big enough to sue Visa, you guys can:
1. Also file a suit against Visa
2. Pay everyone all the money you owe
3. Hire someone to answer the phone
4. Hire anyone with a brain big enough to give a clear answer to a direct question
5. Buy yourselves a great big bullshit meter so you'll know when you're drowning in your own shit!
