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I know I have heard mention of a master visa account
and also mention of the 1% affecting 1000 chargebacks or more
why not just have like 5 different visa merchant accounts
and when 1 account in the month gets around 900 chargebacks, then change to a different merchant account.
that way you never go over the 1000 quota on any of the accounts
I'm sure this would not work as they all go together into a master account
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