Originally Posted by Rand

There are several factors to consider whichever way you decide to go.

There are certainly benefits to using an IPSP and we're the longest running processor serving this industry.

A few things to consider:

• Epoch enables your online business to accept many more payment types than you could with your own merchant account. By accepting dozens of different international, regional, and local payment types, international customers can increase your sales significantly.
• Epoch provides its clients with state-of-the-art payment forms and other features such as our proprietary marketing tool, Logo GPS, a localization feature for your website which addresses your international customers based on their location, showing them custom payment options.
• Epoch's Smart Payment Forms are custom generated for each transaction and address each customer in their language, the currency of their location, and with payment options popular in their region.
• Epoch does not charge any type of reserve withholding or security deposit which means you keep more of your money from day one.
• Epoch's risk management team monitors your sales and manages your portfolio to ensure you remain within card association thresholds with regard to credits and chargebacks, domestic and foreign. The level of granularity in this area ensures that your overall portfolio performs at its highest possible level.
• Epoch provides 24/7/365 support to your customers in virtually every language by phone, chat, and email.
• Epoch provides 24/7/365 technical support should you have a problem with your password scripts or need assistance with any billing issues.
• Epoch provides you with a personal account representative who monitors your account and is there to answer any questions you may have.
• Epoch's position as one of the most experienced payment service providers of digital content provides a considerable advantage to your online business with its proprietary fraud filtering systems and post transaction data analysis.

Feel free to contact me directly if you have any questions for us.