Originally Posted by JesseQuinn

I'm of two minds about this....on the one hand it does worry me that peeps are receiving payments late (mine have all been arriving on time but it appears that's not the case for everyone). On the other, when I compare how much $$$$ I've saved with the lower processing cost (9.9% compared to 15ish% taken by other processors, let alone the Visa/MC fees), I've saved a ton of cash in the year or so that I've used zombaio. Financially thus far choosing zombaio has been a smart choice for me.

If I was a huge company processing 10's of thousands a week I'd probably expand my billing options but as a small business zombaio has really been great to me- a low bar to entry with no start-up fees and a higher payout cut than I'd receive elsewhere.

I hope that I don't end up eating those words and that everyone who is overdue on payments receives them soon

+1 on lagcam's comments about back-up options as well, I think that's wise no matter which processor(s) one selects.