Quote:
Originally Posted by Rochard
Yes. This happens all the time, but in the past people didn't discuss it. When I worked for the phone company and they changed our insurance company and we had to pick a new plan, I didn't go out and discuss it with people or change it.
I got a letter about my car insurance and how they changed my policy last week, but I didn't run out and discuss this with people either.
Some of these people were canceled for reasons that have nothing to do with the Healthcare law - some of these were plans that insurance carries decided to drop as the normal course of business. Other plans were dropped because of the new law, and yet other plans had to be dropped because they failed to meet the basic requirements according to the new law.
This is being harped on like it's a huge problem when it's not. The plan was canceled; People weren't dropped from their insurance companies. You pick another plan.
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My health jnsurance policy was never cancelled before. The letter I got specifically referenced the affordable care act as the reason my plan was cancelled.
Really the argument you are making is hollow.
People's insurance plans are being cancelled due to obamacare, and the letters explicitly say so. Either the plans aren't "good enough" under the law, or the insurance companies now have uncertainty and don't want to offer it.
The new and are actually shittier and more expensive by a lot. I was supposed to be able to keep it since I liked it. It was supposed to be better and cheaper. Instead I lost it, and it got worst and more expensive.
No state in pretty sure is even offering PPO plans. PPO means you can pick your provider either innetwork or out of network. Now HMO is the only option. You must stay in network and if you go to a specialist it will be whatever one your doctors refers and that's it. Shouldn't I be able to do my research and pick my doctors? That is now gone, my monthly premium is up by double, my office visits and medicine coverage is worst, the only thing that's better is my deductible.