Quote:
Originally Posted by Sly
I've had three different people tell me today that their prior insurance package was canceled. That's just people randomly telling me about it.
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I had mine cancelled, but it worked out well for me. Since I have a preexisting condition and am self employed I was never able to buy regular insurance. I had a catastrophic policy that only covered life threatening things. It sucked and I had to pay for pretty much everything out of pocket.
It was canceled since I am too old for that under Obamacare, but through the exchanges I was able to buy better insurance. My premium doubled and I have a $2,500 deductible, but I have prescription coverage, my doctor is covered under it so I have small co-pays for visits and anything like that. In the end I end up spending close to the same as before, but I have much better coverage, it is much more convenient and in the event I get sick/hurt with something that requires an ER trip or urgent care trip, but isn't life threatening, it will end up saving me money.