Originally Posted by lagcam

Threats and ultimatums. The first resort of the clueless.

Better advice if late payments are causing cashflow issues for your business is to stay calm, work with the processor and your bank to find out why these delays are happening, and look at any other options open to you both with regard to processing and with regard to cashflow financing.

Threatening to encourage members to charge back is ridiculous beyond words and will not only get your account banned and funds held for 6 months, but if people do chargeback, this will also come back and bite you on the ass if you have to show your processing history to a new processor.