Quote:
Originally Posted by kane
When asked about this Obama said that the insurance companies use the time between April and November (which is when then next open enrollment starts) to crunch numbers and decide if premium rates go up and down.
Open enrollment with health insurance has actually been around for a long time. There are always exceptions to the rule. For example, say you switched jobs and lost your insurance from the old job and the new job doesn't have insurance. You have 60 days from when you lose your insurance to enroll in an Obamacare approved plan. Also, if you are new to a job they will often be able to add you to their insurance without you having to wait. Another would be if a woman had a baby she can add the baby to her plan outside of the open enrollment period.
I have had a few jobs in the past where once a year they would send out notices that the insurance open enrollment was coming up so if you wanted to change your coverage that was the only time you could.
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This is what people don't seem to understand - Every year people loose and or change their healthcare plans. Every fucking year.
Saying "people had their healthcare canceled" is incorrect and a huge over statement. They didn't loose their healthcare, but instead were forced to pick a different plan. This is because their plans failed to meet the basic federal requirements. They are trying to spin this as a bad thing when in fact it's a good thing - a very good thing. If your plan failed to meet the basic requirements of the federal law, you were paying for a plan that wasn't gong to help you much when you needed it most.