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Originally Posted by AmeliaG
Does anyone actually even understand what "open enrollment" means? If this is supposed to be insurance for everyone, why would enrollment ever not be open?
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It means if you weren't able to buy your coverage for whatever reason by March 31 then you pay the penalty AND YOU CANNOT BUY INSURANCE UNTIL Nov 2014.
And that's not just on the Exchanges, the Insurance companies can't sell you a policy between now and then.
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Coverage options outside Open Enrollment
Open Enrollment for 2014 coverage is over. But you may still have options to get health coverage, including:
Buying a private health plan through the Marketplace ? only if you qualify for a special enrollment period
Applying for Medicaid and the Children?s Health Insurance Program (CHIP) ? you can do this any time, all year
2 options: Apply with a special enrollment period or apply for Medicaid and CHIP
Special enrollment periods. Outside Open Enrollment you can enroll in a private health insurance plan through the Marketplace only if you have a special enrollment period.
To qualify for a special enrollment period, one of the following must apply to you:
You have a qualifying life event like getting married, having a baby, moving to a new area, or losing other health coverage.
You have a complex situation related to applying for coverage in the Health Insurance Marketplace. Learn more about these special circumstances.
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This piece of shit law needs to die
