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On the point of people working for healtcare, I actually have known a few.
A friend of mine works for himself. He does various computer consulting jobs for various clients. He could purchase his own health insurance, but instead his wife works about 25-30 hours a week at the company she has worked at for years. She has said outright that the only reason she is working is because they have kick ass health insurance.
Another example is a woman I used to work with. She was from the Philippines and had been living in the US for several years and just recently became a citizen (this was many years ago long before Obamacare). Back in the Philippines she had a small amount of fame stemming from some modeling jobs she had done earlier and being a runner up in the Miss Philippines pageant. A few times per year she would fly back and shoot a commercial or make an appearance for extra money. Her husband worked for himself and she said the only reason she was working was so they could get good health insurance (I have no way of knowing if either of them had pre-existing issues).
I also know my mom stayed at a job she didn't like because of the health insurance. This was when I was young. I have asthma and she needed to make sure I was covered.
I think it is a little more common than some people might think.
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