Quote:
Originally Posted by kane
As someone with a pre-existing condition (I have asthma) I can tell you that it likely wouldn't have been that simple. Insurance companies denied me coverage because I would cost them money. It was that simple. To combat that they would either flat out deny me or they would approve me, but the rates would be so high that it wasn't worth paying them.
So the government could force these companies to accept people with pre-existing conditions, but unless they put some kind of pricing structure in place there is nothing keeping the insurance companies from just cranking the rates up so high nobody with pre-existing conditions can afford it.
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You're distorting what I wrote and there has always been a price structure to insurance premiums, just as I pointed out earlier that senior citizens healthcare costs are 6x greater, their premiums don't reflect that whatsoever.
being insulin dependent for ~35 years, and all of the medical issues that brings, I would prolly have saved over that time if I had coverage. My monthly nut for med expenses would make most people nauseous. Hell, test strips are almost $1 each, I test my blood sometimes 10x a day. + syringes, + insulin (I use 3 different types of insulin a day, 1 of them is $275 a vial, I go through 2+ vials of that a month). Then there's the doctors and the required lab work they need/demand.