Quote:
Originally Posted by pornguy
I would have to say that the first thing that needs to be changed is the part about it being Mandatory.
I dont want it, dont need and dont even live in the US the majority of the year yet sadly I will end up having the pay the penalty for the time being and Im certain I will never get that back.
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Here is why the mandatory will not be cut.
The entire system relies on it. Since insurance carriers are now not able to turn people down who have pre-existing conditions. and they can't put life long caps and cut people who use their insurance, their profits will fall. They need the influx of healthy people who are paying, but not using to cover those.
It is just like social security. Those who are in their 20's are paying for those who are retired. In theory, when those 20 somethings retire the new 20 somethings will be paying for them.
If you don't force people to buy then what will happen is people who are healthy won't buy it until they fall off their bike and break their leg. Then the hospital will sign them up as they check in and they will keep the insurance long enough to cover the expenses of their broken leg then drop it again.
I don't feel great about the mandatory, but at its core it is forcing people to be responsible for themselves.
Now, all that said, I think Obamacare is doomed to fail as it is now structured. The penalties for not signing up are not stiff enough to get some people to sign up. There are many republican controlled states that are not expanding their medicaid programs or taking the money from the feds to pay for medicaid expansion so the poor in those states are still not getting help and it does absolutely nothing to help curb the ever rising cost of healthcare. As the prices continue to go up eventually we will hit a breaking point. The problem is, like Rochard said, our leaders aren't interested in fixing the coming problem they are more interested in getting what they want and proving their point.