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Did you look into the sales of your affiliates? Were they fraud?
You claim it's not you but your affiliates, so I hope you'd shut down their account to prevent any more fraud if it is happening.
And giving the money back to the customer to prevent chargebacks is one of the more honest ways ... most companies wouldn't have done that or given you the money.
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Vacares rules.
"Usually only fat guys have the kind of knowledge and ability that Kristin has."
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