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i'm not interested in arguing about this, but your thesis isn't terribly strong.
if you make 50K a year each year, and someone wants to take 6% of your gross going back many years.
OR
if you make millions a year each year, and someone wants to take 6% of gross going back the same amount of years.
who is more fucked lol?
the guy with a mortgage and cc bills and no real savings, or the guy with millions?
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we'll miss you our friend. RIP
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