I remember when I was a child in the 1960's when employer paid insurance became first a (some better) union workers' employer paid benefit then in a few years became commonplace with better non-union employers. Back then there were county and state supported hospitals designated to help the lower class workers and their families as well as the indigent.

The world back then was not such a pretty place and survival rates from disease or injury were no where near what they are today. Medical bills were a hardship as I remember.

The problem is rather simple but the solution is evasive: We have created a "medical-industrial complex" to generate profits from what should be a basic guaranteed service for everyone. I am speaking of shareholder dividends or some the the tax-exempt extravagances of non-profit healthcare. Still, on the other side of the coin -- there is better that average healthcare available to those with the means to pay for it in spite of all of the statistics that aggregate the healthcare of the population in the USA as a whole.

I am not saying that this is right -- just saying that that is the hard reality here.