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Old 12-20-2013, 02:23 PM  
MrMaxwell
Too lazy to set a custom title
 
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Join Date: Jul 2005
Posts: 10,057
Quote:
Originally Posted by ezgirl View Post
Google Wells Fargo, they have a lot of complaints and fines relating to their mortgage practices. You need to really be on top of your game with this company. A common complaint is they will hold depositing a check until after the due date then give you a late payment. Since you believe you paid on time you will make the next payments not knowing they have charged you with a late payment. Then they will put you in foreclosure and when you call they will say the payment does not count unless it included the "late payment fees". To get out of the foreclosure proceedings they want $1500. Do what I do, send all payments with a signed receipt with the post office. It's a hassle, going to the post office every month, but as soon as I did that all their little tricks stopped. Read all the complaints against them, you will feel lucky compared to other's horror stories.
The funny thing is- it's as if they WANT to fuck up. I think they get more bailout money if they fuck up. Banks don't want to end up with reos. Right? Even if there is equity. But especially if there is not. I would let the house go back- fast- if it would not break her heart.

If they keep on fighting and causing problems I won't be around to help much longer anyway. I've had 15 years of this shit, I'm about done.
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