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Old 12-19-2013, 03:29 PM  
MrMaxwell
Too lazy to set a custom title
 
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Join Date: Jul 2005
Posts: 10,057
Quote:
Originally Posted by slapass View Post
Lots of place don't take partial payments but out them in escrow. Check on that.
Right, if it is not a full payment they put it into some kind of quasi pseudo "account" - it's referred to on the paperwork as an "account" - it doesn't even say what type of account it is. . But say your payment is $532. . If you pay $500 it goes into that "account" and is lost in space until you pay another $32

So now- the mortgage payments are all made- it is current 100%- and there is $190 "lost in space" so our next payment will be $3xx


Edit- Well, the next payment is still $532 but I only have to pay the $3xx in order to end up making a full payment since what is lost in space will then be applied to the note along with it

Last edited by MrMaxwell; 12-19-2013 at 03:31 PM..
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