Originally Posted by onwebcam

Not that it compares or even fits to the discussion but since you brought it up. Coming from a person who use to own a mortgage company, yes.. Rental/roommate income is considered income so if you were to have 10 people sign leases of $500 a month then that gets you $5000 more a month on your DTI and as long as you make a decent living yourself there's your million dollar mortgage. Need to know what DTI is? We used "rental/roommate" income all the time for qualification. Would it look it look a bit shady on the application? Yes.. And so would claiming that there is no household income at such and such address to a government agency who has those figures at their fingertips.