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Originally Posted by onwebcam
In addition your articles scenario didn't factor in out of pocket expenses. As a cancer patient you can bet he's meeting and beating those. My dads cancer related bills were well over $500k over a 3 month period.. The families portion of that on the platinum or whatever B.S. top level plan? $50+k? After all my dads years of working he had saved just enough to pay to bury himself and that's only because he quit paying bills those last few months. The medical bill collectors still want their money..
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I should note that the first round of cancer broke him financially. 5 years later the chemo treatments from the previous cancer round gave him a rare form of lymphoma.
Also the out of pocket maximums are B.S. If a doctor orders something the insurance company doesn't agree with (which happens more often than not) then the entire bill for said procedure is on the patient and not included in maximums. The insurance company refuses to pay it and in turn the doctor/hospital bills you.
In addition to all of it's other problems this law made it easier for the doctors/hospitals/insurance companies to come after your assets. While you might be happy to be alive when it's all said and done you will be a homeless happy.