Quote:
Originally Posted by snowpimp
It's going to be cheaper for me and way better. I'm going from a catastrophic plan only that I pay $148/month and only covers medical expenses above $5900 per year. This ensures that I don't go bankrupt in case something bad happens but I get no actual care, ER visits in Tahoe are around $600 to $1000 each time. I also pay $600/month for my asthma prescriptions so I tend to not take them since I can't afford them and suffer from constant asthma attacks.
With the government subsidies, I now qualify for a $328 plan that I only pay $103 for and I can go to the ER, receive preventative care and get prescriptions for about $20 copay for each incident. SOO MUCH BETTER!
I am very excited for the change.
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I'm in the exact same boat. I also have asthma and only have a catastrophic policy that doesn't cover medicine, doctor visits or much of anything. For about the same price I will be able to get actual health insurance with a decent deductible that will cover doctors and give me a small co-pay for meds.