I hope that at least got you in to the thread. My real question is if you are billing for ANYTHING... why are you still using third parties to do so? Anyone, and I mean anyone, can get a merchant account for themselves. It does help to know who can get you one... anyhoo
If the answer is:
"I don't bill enough to justify a merchant account."
Response:
Bullshit... you can get a real merchant account billing $500/month
"Affiliates are an issue"
Response:
Plenty of solutions for affiliate tracking that are either 1 time purchases or insignificant monthly costs to your bottom line.
"I don't want to handle customer service."
Response:
It takes as much time to provide customer support as it does log into gfy and find your favorite O'rly pic and post it.
And why do merchant account??
Really, enough is enough already. The up to snuff test ultimately lies within the last step of any join process. Why pull your hair out?... it is that last step you need to control!