Tbh I think beaner is a good guy - he deserves to be made a saint just for putting up with swirlsgirl - but beaner: what I think you're not factoring in, is if you become a 3rd party biller, doing millions of sales per day, you can't help but have automated processes in place, ie scrub settings & anti-fraud settings that yes will lose sales.
I genuinely hope your plan regarding billing for adult comes to fruition, and you can offer 4-5% processing fees, I'll be one of the first to get on board - but... when your volume increases to the level of eg ccbill, you a)won't be able to sustain 4% fees, and b)be able to manually oversee every transaction.
What I'm saying is yes of course people are losing money with 3rd party billers - I don't think anyone on this board who isn't very new doesn't already know that. My 'issue' if you like, is that dumb fuck sara not understanding the difference between needing a fairly hard scrub when processing millions of transactions per day in a high chargeback environment, and being conned/stolen from. But like I say, she's a dumb fuck, so I really shouldn't be so surprised, or let it bother me in the slightest - that's where my own dumb fuck-ness comes in, but I'll be rectifying that right after I hit the reply button.
Anyway, good luck with your plans for a billing solution
