Quote:
Originally Posted by Barry-xlovecam
Seems odd that a valid credit card is declined ... |
It is true that billers scrub - but is not only this. Often it is the banks/credit card companies really. For example US card trying to buy on EURO cam site, at times the specific bank decided the specific cards will decline on foreign transactions of a list of "high risk" banks processors. So the card is valid but the card bank will decline basically the site who tries to bill it (it is not the site who decline the card). In some cases the cardholder is called by bank immediately after the decline, asking: "was it you who tried to buy porn?", the user have to answer: "yes, it was me, please whitelist this". Ok they don't tell porn perhaps, but it happens. Had it reported by many users in the years, some even block the card, so each time they try to buy a porn site under certain billers/banks, the card is blocked until the user calls the bank. In worst cases, even whitelisting does not work so each single time the guy use the card there, it is blocked and he must call the bank to unblock, this is rude. We keep 5 or 6 billers for this reason, some banks simply want to decline sales on a certain biller so have to use another. Things are more complicated than someone thinks.