Originally Posted by Jim_Gunn

Over the years the types of photo and video shoots I do have changed quite a bit so there isn't really a direct comparison for me from 1993 to 2000 to 2013.

On full day shoots I generally double in revenue what I outlay on expenditures. I rent a real nice house that I love and sometimes use as a location among other places I rent by the day. The approximately $2500 monthly rent for my place is usually paid for in effect by what I am saving on rentals so I'm essentially living rent free.

I have accumulated tens of thousands of dollars of photo, video, lighting, audio, computer equipment and accessories over the years. I also have quite an investment in costumes and props for shoots. For example, I have over $3500 just in various color comforters, blankets, top sheets and throw pillows to dress beds as well as about twenty custom made changeable slip covers in various bright solid and patterns for my love seat and chair.

I just spoke to my independent health insurance agent and I was able to lock in roughly the same rate (about $184/month) for my health insurance premium with Coventry for the next year through December 2014 with just a moderate increase in the deductible for catastrophic injury. Remains to be seen what the situation is after then.