Quote:
Originally Posted by Minte
A rock & roller in the porn business...For some reason I am NOT seeing you as the posterboy for conservatism. 
And my opinion, Obamacare as it is will fail badly. I see it in my own business. We have always offered health insurance. The company pays 70% of the cost, which by todays standards is more than most companies pay. Yet, only 30% of our employees take it.
The family plan is $1400 a month. We pay $840 of that cost, leaving the employee to pay $560. Average weekly take home for factory jobs is $400 a week after taxes and ssn. You can do the math and see the problem. And our insurance isn't very good anymore. $1000 deductible, copay...$20 drug card.
I think people realize that it's easier to just not get sick. And if they have to go to the doctor they pay cash or work out a payment schedule.
Insurance companies aren't dumb, they know the statistics, and those are that the large majority of workers will never need serious medical attention. In the last 10 years on the job our numbers support that. I can think offhand of 2, a heart attack and a kidney issue. Out of hundreds of people. |
I'm not sure how close Obamacare ended up being to the Healthcare system that is in MA, but I can tell you as some one that is living in MA the plan the state offers is way better and about 1/4 the cost of what I'm paying now with Humana. When I first moved up here I had to go on the state system before I got my own insurance. I was paying around $60/month and had everything I have now, except dental.
With my own insurance, I'm over $300/month.. I'd go back to the states insurance in a heart beat if they would let me. It was actually pretty good.
With your example, of your factory workers not taking the insurance as the majority, well that's because $400/week take home is not very much money. Paying insurance or not paying it, that's just not a lot to live on at today's prices.