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I think a lot of it comes down to what you want, how much work you are willing to do and if you can find a good contractor.
I have never had a house built, but a friend of mine just moved into his new house. It took about nine months to get it completely done. On the plus side of it the house is exactly how they wanted it. They came up with the floor plan and picked out everything right down to the knobs on bathroom drawers. They also have equity instantly in the house. The cost of building it was less than the value of the hose once it is was done.
On the downside, it took nine months. There were some delays including back ordering for some flooring, they had the house painted, then decided that they didn't like the color so they did it again and the contractor they used was working on a few different projects at once which caused some delays. Also, they had to do a lot of work picking out flooring, paint colors, counter tops, faucets etc. My friend also went in before the sheet rock was up and ran wired the entire house for sound, cable TV and internet.
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