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Originally Posted by Barry-xlovecam
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Your link didn't work, but here is a good link to the US government's Pre-Existing Condition Insurance Plan (PCIP):
https://www.pcip.gov/Whos_Eligible.html
I am in the process of getting new denials so that I can apply, even though I have the same pre-existing condition (Psoriasis) as I did the last time I was denied.
Psoriasis is hereditary and currently incurable, and in my case only a mild nuisance, but the healthcare industry has these convoluted rules which until now made it difficult/extremely expensive/impossible to obtain healthcare.
To insurance companies, it doesn't matter that I had the same pre-existing condition, but was fully covered for decades while in the military and working for corporations. It was only when I applied for individual healthcare after opening my own business, that I was denied coverage.
Please note, that I don't need to see a doctor about Psoriasis, nor have I needed to. In fact, I have only seen a doctor maybe 4 times in my life to get a prescription for Psoriasis (and not in the past 20 years).
The healthcare system needs to be fixed. The Affordable Healthcare Act is a step in the right direction imho, even though it has been diluted, and many Republicans have tried to delay implementation, or scuttle the law altogether.
ADG