08-05-2013, 12:04 PM
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Purveyor, Fine Asian Porn
Industry Role:
Join Date: Jul 2004
Location: San Francisco Bay Area
Posts: 38,323
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I've been denied medical coverage for the past 14 years that I have been self-employed due to a pre-existing condition (Psoriasis).
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Around 20 million Americans dont have medical insurance. Paying for medical care is also the biggest cause of bankruptcy in the United States, so alot of people suffer under this system.
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Prior to the Affordable Care Act, in the vast majority of states, insurance companies in the individual market could deny coverage, charge higher premiums, and/or limit benefits based on pre-existing conditions. Surveys have found that 36 percent of Americans who tried to purchase health insurance directly from an insurance company in the individual insurance market encountered challenges purchasing health insurance for these reasons.
Many uninsured Americans with pre-existing conditions have already enrolled in the temporary high-risk pool program called the Pre-existing Condition Insurance Plan (PCIP), which provides private insurance to those locked out of the insurance market because of a pre-existing condition. The PCIP program ? which has already saved people?s lives by covering services like chemotherapy ? serves as a bridge until 2014, when insurance companies can no longer deny or limit coverage or charge higher premiums because of a pre-existing condition.
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I'm hoping to take advantage of the Affordable Healthcare Act (ObamaCare) sometime soon. 
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