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If you guys are talking about paysite I would say the chance is higher.. But for me this idiot webmasters use fake credit cards and bought templates form my site. I got hit over $5,000.00
This fuckers got my templates and use different cc and now i'm the one who is suffering.. My freakin merchant account closed my account which I had for 5 years for non-adult and this is my first time having this problem.
Then at the same time, AUTHORIZE.NET is not even secure enough to protect me because they said I should have signed for FRAUDSCREEN.NET so I can have more protection and then signup for another company to get $5,000 chargeback protection which is bullshit because this should be their responsibility.
I ended up opening a new merchant account for another company and their claiming that they have a huge database of fraud cc that will at least minimize the chargebacks. I hope so..
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