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models · 07-02-2003, 01:04 PM

It is true that adult websites should not scam their customers.

But for webmasters who run masturbatory type websites it is VERY tough to stay under 1% chargeback ratio for any length of time---even those sites with good content. After the load is shot the appeal is mostly gone. This is an impulse sale to the max.

I have never seen a good explanation of WHY it is necessary for the card companies to fine or otherwise penalize their merchants when 1% is exceeded. It is the webmaster who pays a "chargeback" fee to absorb this administrative cost.

It is the webmaster who loses when some clown with a high speed connection uses his wife's card to signup at 1am to signup so he can blast a load, and then wifey calls when she gets her bill and bounces the charge.

Who loses? Visa or M/C, no. It is the WEBMASTER who loses!

And, do other retail merchants get hit with these penalties when they take credit cards. I don't think so.

Somethin' ain't right here.

07-02-2003, 01:04 PM
models Registered User Join Date: Oct 2002 Location: chicago Posts: 118	It is true that adult websites should not scam their customers. But for webmasters who run masturbatory type websites it is VERY tough to stay under 1% chargeback ratio for any length of time---even those sites with good content. After the load is shot the appeal is mostly gone. This is an impulse sale to the max. I have never seen a good explanation of WHY it is necessary for the card companies to fine or otherwise penalize their merchants when 1% is exceeded. It is the webmaster who pays a "chargeback" fee to absorb this administrative cost. It is the webmaster who loses when some clown with a high speed connection uses his wife's card to signup at 1am to signup so he can blast a load, and then wifey calls when she gets her bill and bounces the charge. Who loses? Visa or M/C, no. It is the WEBMASTER who loses! And, do other retail merchants get hit with these penalties when they take credit cards. I don't think so. Somethin' ain't right here.