Quote:
Originally Posted by Young
Is the idea of not having to/not wanting to use credit really that foreign to you?
I went from 5 down to 1 revolving account and I couldn't be happier. Fuck. I'm going to get rid of this thing by the end of the summer.
Other than collecting miles, points, or cash back I can't really see a legitimate reason to use credit cards if you have the cash.
Edit: I'll take a Centurion card though for the fuck of it lol
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Convenience, keeping expenses in one place and tracking them.
I think we're talking about totally different type of credit card users here. I'm nott alking about bimbo blonde in Bloomingdale's maxing it out the same day she got it. I personally pay entire amount and never been late. My City Thank You card earns 5 points per dollar and I use it for pretty much everything including a pack of gum at 7-11. Why would I carry cash when I can have couple cards with me?