Quote:
Originally Posted by bigluv
A credit card isn't necessarily for borrowing money you don't have, it's a convenient payment solution that may allow you to receive bonuses, etcetera.
All adults, and especially adults in professional situations where a credit card may be needed, REQUIRE one.
Basically no CC = loser. Speaking for the USA and Canada and other industrialized non shitholes anyways.
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I understand what your saying I just dont use it. I had cards in the past and i have also used credit, just not like most people. Recently my girlfriend wanted to trade her car in her credit was bad they asked for co signer, after running my credit, the sales rep told me just to buy the car and forget her trade. He showed me my report and said theres nothing there. Nothing. Explained how i should start to build my credit etc. I dont love her that much, my car is paid for.
Im a loser because I
choose not to use credit cards. Ok. I understand how it could have helped in this situation though.