Quote:
Originally Posted by tonyparra
I havent used "credit" in years. I buy everything when i can afford it. If i cant afford it its gone. I have no car note, mortgage etc. Thanks for the positive vibes though. Also it as $9.39 
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A credit card isn't necessarily for borrowing money you don't have, it's a convenient payment solution that may allow you to receive bonuses, etcetera.
All adults, and especially adults in professional situations where a credit card may be needed, REQUIRE one.
Basically no CC = loser. Speaking for the USA and Canada and other industrialized non shitholes anyways.