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Sometimes those dreams get put on hold when:
1. Your daughter signs up for college and you step up to finance it.
2. Back surgery sidelines you for 7 months and puts the kibosh on income.
3. The U.S./Canadian currency exchange hits par and you lose that lucrative 40% bonus.
4. The 128-yr-old house needs a new roof, furnace, central air and basement renovation after major flooding.
Such is life...
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