I recall suggesting you invest in bitcoin a few months ago...
seems odd you wouldn't mention it then
https://gfy.com/showthread.php?t=1089454
I doubt there will be a "crash" but there is the potential for slow slide before another spike. As for cashing out.... coinbase requires less verification than Mt. Gox, but it takes 30 days to increase your daily limit from 100BTC to 1000BTC.